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Arizona rental property qualified with a DSCR loan based on rental income

Chandler's Hometown Mortgage Broker

My office is at 2701 E Insight Way — ten minutes from anywhere in Chandler. 200+ wholesale lenders, one application. Licensed nationwide.

Call/text Sal directly: (516) 250-1334 — any day, any time. Or hit the button below to see what you qualify for.

 

 

 

 

 

Your Broker Is Down the Street, Not in a Call Center

Every other city page on this site says "based in Chandler." This one means it literally: my office is at 2701 E Insight Way, Suite 150. If you want to sit across a desk and go through your numbers face to face — same week, often same day — that's exactly how I like to work.

Being local isn't a slogan, it's a speed advantage: I know Chandler's agents, appraisers, and title companies, and files move faster when everyone already answers each other's calls.

Chandler's Tech Corridor Runs on RSUs — and Banks Fumble Them

Intel, the Price Road Corridor, and the companies growing around them pay Chandler differently: base salary plus RSUs, bonuses, and stock. Most banks either ignore that income or drown you in paperwork trying to count it.

I know which of my 200+ lenders count RSU and bonus income, how many years of vesting history they want, and how to package it so your real compensation qualifies you — not just your base.

From Downtown Chandler to Ocotillo

Historic downtown bungalows, Ocotillo lakefront, master-planned family neighborhoods, and some of the East Valley's strongest school districts — Chandler buyers range from first-timers to move-up families sitting on serious equity. HELOCs, cash-out refis, bridge strategies: I'll run the math both ways and show you what each actually costs.

Every Loan We Do in Chandler

Conventional and jumbo. FHA from 3.5% down and VA at zero. Arizona down payment assistance for first-time buyers. DSCR and portfolio loans for investors. Bank statement, 1099, and P&L loans for the self-employed. One application, 200+ lenders — the full menu is under Services in the top navigation.

A Real Deal I Closed (After Two Bank Denials)

An investor came to me after getting declined twice trying to buy a rental in the East Valley. Credit was subpar. Liquidity was tight. Every lender saw the same file and passed.

Took me 3 submissions to find the right lender fit — but we closed. 15% down, qualified on the property's rent. That's the difference between a bank and a broker: a bank gets one shot at your file. I get 200+.

Chandler Mortgage Broker — Why Work With Me

I'm Sal Bossio, a mortgage broker with Barrett Financial Group (NMLS #1984347). Chandler is home base — and I'm licensed nationwide, so out-of-state referrals never bounce. My clients will tell you two things: I close fast (many files in 2-3 weeks), and I answer my phone — nights, weekends, whenever. 74 five-star Google reviews back that up.

If a bank already told you no, that's usually where I start.

Chandler Mortgage FAQs

Can we actually meet in person?
Yes — my office is at 2701 E Insight Way, Suite 150, Chandler. Most of my clients close without ever needing to come in, but if you want to talk face to face, that's often a same-day yes.

I get paid in salary plus RSUs. Can that income count?
With the right lender, yes. Vesting history and continuance matter, and I know which lenders count equity compensation instead of pretending it doesn't exist.

How fast can I get pre-approved to make an offer in Chandler?
Same-day in most cases — and I push for underwritten pre-approvals, which carry real weight in multiple-offer situations.

Can you beat the big banks' rates?
Usually, yes — wholesale pricing is the same machinery banks use, minus the retail markup. Send me your Loan Estimate and I'll show you the side-by-side.

What Clients Say About Working With Sal

"I had a unique DSCR loan and wasn't sure if I could get funding, but Sal was able to find a lender and get everything pushed through. I definitely would recommend working with Sal." — Tommy F., five-star Google review

"My business partner and I had no idea what it took to pursue an investor loan. Sal walked us through it step by step. He gave us a lot of confidence and we knew that we were in great hands." — Theresa C., five-star Google review

74 five-star Google reviews and counting — search "Sal Bossio Mortgage" on Google and read them all.

Ready to talk about your Chandler loan?

60 seconds, no credit pull — tap the button at the top of this page. Or skip the form and call or text me directly: (516) 250-1334, any day, any time.

Sal Bossio | Mortgage Broker | NMLS #1984347 | Barrett Financial Group, LLC | 2701 E Insight Way, Suite 150, Chandler, AZ 85286 — serving Chandler, the East Valley, and buyers nationwide

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