Arizona Down Payment Assistance

Arizona down payment help usually comes as a grant, a forgivable second, a deferred second (due on sale or refinance), or a repayable second mortgage. Funds open and close. A program that existed last quarter may be empty this month.

Common places to ask: Home Plus / Arizona Industrial Development Authority style offerings, city or county assistance in Phoenix, Mesa, Tempe, Chandler, and Gilbert when funded, employer or union assistance, and nonprofit seconds layered with FHA or conventional.

Most DPA has income limits, purchase-price caps, first-time buyer definitions (or exceptions for veterans and targeted areas), a class requirement, and occupancy rules. Some cannot pair with every first-mortgage product.

This is a list of questions to bring to Sal, not an approval and not a promise that a pot is funded. Start with the quiz if you are unsure which first mortgage to pair with DPA: https://www.salbossiomortgage.com/find-my-loan-arizona

Call or text (516) 250-1334. Educational only. Sal Bossio Mortgage | Barrett Financial Group, LLC | NMLS #1984347.

Ready for real numbers? Tell me about your situation and I’ll come back with actual numbers — start here. Takes two minutes. More detail in the Down Payment Assistance in Arizona guide. Prefer to talk? Call or text (516) 250-1334, any day, any time. NMLS #1984347.