Arizona Mortgage Preapproval | Underwritten, Not a Soft Letter

Arizona Mortgage Preapproval

A prequal letter is a guess. An underwritten pre-approval is a file a lender has actually seen. In Gilbert and Chandler, that difference is what beats a cash-looking offer.

What Sal needs

Income docs that match the program (W-2, 1099s, bank statements, or the property rent for DSCR), credit authorization, and the property type. Quick App first, no credit pull. Then a hard pull when you are ready to write.

Self-employed and Non-QM

Bank statement, 1099, P&L, and DSCR files get pre-approved on the guideline that will actually close, not a conventional AUS that was going to bounce. Call or text (516) 250-1334. NMLS 1984347.

Ready for real numbers? Tell me about your situation and I’ll come back with actual numbers — start here. Takes two minutes. More detail in the Sal Bossio Mortgage guide. Prefer to talk? Call or text (516) 250-1334, any day, any time. NMLS #1984347.