Arizona Loan Limits 2026
Updated: 22 hours ago
Frequently asked questions
What is the 2026 Arizona conforming loan limit?
For calendar year 2026, the FHFA one-unit conforming loan limit used statewide in Arizona is $832,750. Higher-unit caps apply for 2–4 unit properties.
What is the 2026 FHA loan limit in Maricopa and Pinal County?
HUD’s CY2026 one-unit FHA limit for Maricopa and Pinal is $557,750. Most other Arizona counties use the national FHA floor of $541,287 for one unit — confirm the exact county on HUD’s FHA Mortgage Limits lookup.
Are 2027 Arizona loan limits published yet?
No. Official FHFA and HUD 2027 limits are typically released in late November after Q3 house-price data. Until then this page uses official 2026 numbers. Some wholesale lenders may quote an early internal conventional cap such as $845,000 — that is not the federal CLL.
What if my loan is above the conforming limit?
Amounts above the conforming cap usually need jumbo or Non-QM pricing. Sal can compare FHA vs conventional crossover and jumbo options across his wholesale bench. Call or text (516) 250-1334.
Educational only. Not a credit decision or a commitment to lend. NMLS 1984347.
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